Vehicle, Plant & Equipment

Fast and flexible asset finance options!

Helping you grow the business you want

If you’re looking for equipment finance to take your business to the next level, then you’ve come to the right place. At Trusted Aussie Finance, we can offer you a range of asset finance options for essentially any “income producing” business equipment, plant and machinery, including;

cars, commercial vehicles, trucks & trailers
earth-moving & farm machinery
medical & dental equipment
computer hardware & office equipment
restaurant fit-outs
industrial plant & machinery

Gain Access
to Gain Rates
With access to a range of specialist asset lenders on our panel, we'll compare the most competitive rates available to find a loan that’s just right for you.
Received Expert
Advice & Guidance
Our team of asset lending specialists have the knowledge, tools and experience to help you reach your goals faster.
Save Time, Effort
& Money
Our straightforward loan process makes it so much easier for you, saving you time and effort - all from the comfort of your own home.
Experienced Personalised
Service
Our customers love us because we support & value them. We’re always friendly, eager to help & available whenever we're needed.

Competitive rates on the latest finance packages

At Trusted Aussie Finance, we understand that there isn’t a ‘one size fits all’ approach to equipment finance. Whether you’re looking for a chattel mortgage, finance lease or commercial hire purchase, we’ll take the time to develop a clear understanding of your position and where you want to get to, then arrange your finance accordingly. With access to an extensive panel of asset finance lenders, our dedicated team of lending specialists will help you secure fast approvals and competitive rates on the latest finance packages and products for all your business needs.

Understanding asset finance

Choosing the right type of finance to buy the equipment and assets you need can mean the difference between thousands of dollars saved or spent. To help you choose the right finance for your business, it’s important to understand what options are available. Under some arrangements, the lender becomes the owner of the equipment, machinery or car and you “hire” the item back from them for business purposes. In other cases, you become the owner of the equipment, machinery or car but the bank uses the asset as security for the loan.

Before making any decisions, it’s vital to consider the cash-flow and tax implications, such as having access to the depreciation expense on the asset, and recouping GST (if applicable). We always recommend that you speak to your accountant before committing to anything.

The most common finance options for Business Asset Purchase include:

A chattel mortgage is a popular method of financing new equipment because you “own” it and are not subject to any restrictions in regards to how to use it (as you would be with a hire purchase agreement). A chattel mortgage works by allowing the customer (that’s you, if you’re a business owner) to take possession of the vehicle, plant or equipment at the time of purchase. The customer then makes regular monthly repayments back to the lender. Then after all of the repayments are made, the finance contract is closed and the business owns the equipment outright. In terms of it’s structure, this finance option most resembles a standard residential mortgage, in so far as the lender gives you the cash to purchase the equipment then uses the equipment as security for the funds.
A finance lease is a product that allows the customer (that’s you, if you’re a business owner) to have use of the vehicle, plant or equipment while the actual ownership of the item resides with the lender. Essentially the lender purchases the item and leases it to you for an agreed term for a set cost per month. At the end of the lease term, you can either trade in the item for a new one, pay a pre-determined residual value and take ownership of the item, or re-finance the residual and continue paying the lease. It’s worth noting that with a standard equipment lease agreement you are not committed to buying the equipment at the end of the term, which can be beneficial in cases when you know you’ll need to upgrade after a period of time once the equipment has become obsolete.
This is also called asset purchase and is similar to finance lease, except that customer (that’s you if you’re a business owner) immediately owns the vehicle, plant or equipment once the final payment for the item is made.

To find out more about your equipment finance options, contact Trusted Aussie Finance today!

Boost your business with our asset finance options!

Call Trusted Aussie Finance on 0451 081 890, or submit your details and one of our Mortgage Specialists will contact you within 24 hours (Mon – Fri) to chat about your finance options.

APPLY FOR ASSET FINANCE

Fund your next big purchase with Trusted Aussie Finance

Whether you’re expanding your business or upgrading personal assets, Trusted Aussie Finance can help you access the right funding solution. We understand that “assets” go beyond just cars and machinery — we’ve helped Australians finance everything from caravans and boats to motorcycles, trucks, and agricultural equipment. Our experienced team will match your asset goals with tailored finance options from a wide range of lenders, ensuring long-term value and competitive rates.

Fund your next big purchase with Trusted Aussie Finance

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Talk to Trusted Aussie Finance Today

Every business needs the right tools to thrive — but purchasing those tools outright can be a challenge. From vehicles to equipment, many assets are essential to generate income but difficult to pay for upfront. That’s where Trusted Aussie Finance steps in. We make asset financing simple, with manageable repayment plans, low rates, and expert support, so you can focus on growing your business.

WHY CHOOSE TRUSTED AUSSIE FINANCE FOR ASSET FINANCE

Helping you secure what your business needs — without the upfront burden.

WHY REFINANCE WITH TRUSTED AUSSIE FINANCE

Smarter borrowing, better results.

02. Integrity & Transparency

We’ve earned a solid reputation by keeping things clear and honest. You’ll never be left in the dark — just straightforward advice and ethical service every step of the way.

03. Ongoing Innovation & Market Insight

We stay ahead of industry changes so you don’t have to. That means smarter finance solutions that evolve with your needs.



04. Real Talk, No False Promises

We tell it like it is. When it comes to finance, setting realistic expectations is key. You can count on Trusted Aussie Finance to be upfront — and to always act in your best interest.

OUR SIMPLE, TRANSPARENT PROCESS

Finance made easy in four quick steps:

Step 1

Check your eligibility for asset finance or refinancing options.

Step 2

Complete our online application or chat with one of our friendly brokers.

Step 3

Once approved, review your documents securely online.

Step 4

Finalise the paperwork — and get ready to move forward with confidence.

ACHIEVE YOUR FINANCIAL GOALS

We’re listening to your lending needs.

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